+1 (778) 239-6988
7 Steps Financial Inc.
Service area

Our services

At 7 Steps Financial Inc, every plan is built around one goal: your success. Whatever stage of life you're in, we bring the right combination of planning disciplines together into a single, coordinated strategy - not a stack of separate products.

Our services

Planning and protection across every stage of your financial life

Independent, comprehensive support, structured around what matters most to you, your family, and your business.

01

Retirement Planning

  • Personalized retirement income projections built around your goals and timeline
  • Identify and coordinate every income source - CPP, OAS, RRSP/RRIF, pensions, and personal savings
  • Strategies to maximize retirement income while minimizing tax along the way
  • Plans designed for longevity - built to comfortably support a 25-30+ year retirement
  • Smart withdrawal sequencing across account types to stretch your savings further
  • Regular stress-testing against market downturns and inflation, so your plan holds up
Discuss this service
02

Tax & Estate Planning

  • Tax-efficient investment and withdrawal strategies that keep more money in your pocket
  • Income-splitting and deduction strategies tailored to individuals and families
  • Coordinated review of wills, powers of attorney, and beneficiary designations
  • Estate structuring to minimize probate fees and taxes payable on death
  • Trust strategies for wealth transfer and asset protection across generations
  • Legacy and charitable giving strategies that reflect what matters most to you
Discuss this service
03

Business Planning

  • Succession and exit planning that protects the value you've built
  • Buy-sell agreements and key person insurance to safeguard your business
  • Corporate tax-efficient investment strategies, including IPPs and corporate-class funds
  • Group retirement and benefit plan design for you and your employees
  • Compensation structuring (salary vs. dividends) for optimal tax efficiency
  • Protection against the financial impact of an owner's death, disability, or critical illness
Discuss this service
04

Investment Planning

  • Custom-built portfolios aligned to your goals, timeline, and comfort with risk
  • Full use of tax-advantaged accounts - TFSA, RRSP, RESP, and FHSA
  • RESP planning and government grant maximization to fund your children's education
  • Ongoing portfolio reviews and rebalancing to stay on track
  • Access to a broad range of investment vehicles - mutual funds, segregated funds, and GICs
  • Performance measured against your goals, not just the market
Discuss this service
05

Risk Management & Insurance

  • Life Insurance - protect your family's income and financial future if you're no longer there
  • Critical Illness Insurance - a lump-sum benefit to cover expenses and treatment if you're diagnosed with a covered illness
  • Disability Insurance - replace your income if illness or injury keeps you from working
  • Travel Insurance - coverage for unexpected medical costs abroad, including Super Visa requirements
  • Long-Term Care Insurance - fund the cost of future care without depleting your savings
  • Every policy reviewed regularly to make sure your coverage still matches your life
Discuss this service

Not sure where to start? We will help you prioritize.

Book a consultation